Unsecured Business Loans in 48 Hours

Big contract needs cash flow? Competitor selling cheap inventory?
ATO breathing down your neck? Get unsecured business funding
in days, not months – from a broker who moves at business speed.

Trust structures? Multiple entities? Div 7a loans? Add backs?
I’ll package it so lenders say yes

ATO debt? New business? Cashflow timing issues?
I’ve funded it all before

Direct line to my mobile –
no call centres, no junior brokers

“We can't thank Tim Sheridan at York Finance enough for getting our loans approved with Macquarie Bank, while other brokers didn't even want to look at us because our business just started 6 months ago. Tim has been working above and beyond to get our loan approved. We couldn't write any better compliment to show our appreciation to him.”
Bookings R
“Tim Sheridan from YORK Finance really helped us to get our business cash flow running efficiently & it was so simple. The advice and recommendations were spot on and allowed us to concentrate on securing LARGE contracts without having to worry about our bottom line. Thank you for your professional and friendly advice & your solutions.”
Pressure & Steam
“After needing commercial property finance for the acquisition of a new office in Sydney, I can honestly tell you after having a few false starts with the banks, and other brokers that measured time in weeks rather than days. Tim and the team communicated responsively and made the entire process from application to settlement absolutely painless. Excellent customer service, access to very good rates and very knowledgeable. Cannot recommend enough.”
Gareth E
“As a small business, we haven't got the luxury of any spare time to do the research necessary when finding the best finance structure. York Finance have consistently gone above and beyond when tailoring our finance needs and negotiating with the lenders. Strongly recommended!”
James P

Access More Lenders = Better Rates & Faster Approvals

You Know That Sinking Feeling When Banks Don't Get Your Business?

You’ve built a successful business. You know exactly what funds you need to keep that success rolling. Your accountant confirms you can afford it. But then you apply with a bank…

Suddenly you’re explaining why your personal tax return shows minimal income (because you reinvest everything). Why money flows between your entities (it’s called tax planning). Why last year’s one-off expense isn’t relevant (but try telling them that).

Three weeks later: “Sorry, doesn’t fit our lending criteria.”

Here's what should happen instead:

Speak Your Language
Trust distributions, Div7A loans, add-backs, normalised EBITDA – I don't need these explained to me. I explain them to lenders in ways that get approvals.
50+ Lenders, One Phone Call
Instead of getting rejected by the bank's process driven systems, I'm matching your exact situation with the right lender from my panel. Private lenders, specialist financiers, major banks – whoever fits.
Deals Done in Days
Equipment at auction Tuesday? Call me Monday. End of financial year in 2 weeks? Already on it. When opportunity or deadlines hit, I move at business speed, not bank speed.
Best part? My service costs you nothing. The lenders pay me when you get funded – which means I only succeed when you do.
Get Your Finance Quote

Every Successful Business Has a “Money Guy”.

Your accountant handles tax. Your lawyer handles contracts.
I handle getting you funded when opportunity knocks.

I’m Tim Sheridan, and for 8 years I’ve been the finance specialist who actually understands how business structures work – because I work with them every day.

Here's what that means for you:

You Deal With Me. Always. No call centers. No getting passed to juniors. No explaining your situation five times to five different people. You get my mobile number, and when you call, I answer. When opportunity strikes at 7pm on a Thursday, you text me directly.

I’m a Business Owner Too I don’t just understand P&Ls and balance sheets academically. I know what it’s like when the ATO wants their money, when a competitor’s assets hit the auction block unexpectedly, or when your accountant says “buy before June 30th” with two weeks’ notice. I’ve lived it.


Your Financial Team, Not Just Your Broker My clients’ accountants have me on speed dial. We coordinate your finance structure with your tax planning. We time settlements with your cash flow. We structure loans to maximise deductions. This isn’t just about getting you money – it’s about getting it right.

From Equipment to Empires Started with a $50K truck loan? Five years later, I’m financing your $4M commercial property and your partner’s investment property. That’s how these relationships work. I grow with you because I understand where you’re going, not just where you are today.

In business, you’re only as strong as your team. Your accountant saves you tax. Your lawyer keeps you protected. I make sure money never stops you from chasing opportunity.

Hear from My Clients

Every review here started with a business owner enquiring about a finance quote.
These are their experiences working with someone who actually gets business finance.

Peter
As accountants, PrincipleFocus have worked with York Finance and Tim Sheridan on a number of client projects. The collaboration is one of trust. We have found Tim reliable, knowledgable and innovative such that, when it came to our own business expansion finance, Tim was our first call.
Tineke
Great professional service from Tim who acted as our mortgage broker for refinancing and investment purposes. Tim is very approachable and patient and is never flustered in what are often hectic times when purchasing property. We will continue to recommend his services to anyone who is looking at refinancing or needs a new loan. Thank you Tim!
Marnie
Went above and beyond. Very knowledgeable and professional. I highly recommended 👍🏻
Alistair
Tim was a great support in buying our house. He was knowledgeable and ensured we got the best deal for our situation
Christopher
Tim delivered an exceptional experience. He is expertly knowledgeable and professional and delivered a fantastic outcome for me. I cannot thank Tim enough!
Maria
Tim was very easy to deal with. He was extremely friendly and a A Grade service. He was able to help our financial status and was able to provide a solution. I will highly recommend Tim's Service.
Adam
York Finance has help us to stream line our business and in doing so secure LARGE contracts now without the stress of cash flow. Tim was very friendly and is always available to answer and questions or concerns. Thank you!
Aaron
For most people Finance is an area that can be hard to open up about and trust someone else to assist with. Tim at York Finance immediately set my mind at ease. Reliable, trustworthy and knowledgeable - Tim is a fantastic asset that you can depend on for Financial guidance. A+

How I Get You Funded

No 40-page applications. No waiting weeks for pre-approval. Just a straightforward process that respects your time.

Step 1

Quick Chat. Call me directly on my mobile. Tell me what you need and when. I’ll know within 5 minutes which lenders will work for your situation. No forms, no queues, no “let me check with my manager.”

Step 2

I Translate Your Business. Send me your financials. I turn trust distributions into “consistent income” and complex structures into lending strengths. Your accountant’s aggressive tax minimisation becomes my proof of strong cash flow.

Step 3

Right Lenders, First Time. No scattergun approach. I present 2-3 perfect-fit lenders who already fund businesses like yours. Multiple options, better rates.

Step 4

Funded and Moving Forward. Approval in less than 48 hours. Documents sorted. Funded within 1-2 weeks. And I don’t disappear – next time you need anything, you already know who to call.

Real Results for
Real Businesses

Crisis Management
Saved Business from Insolvency When a lender withdrew facilities from a business with 50+ staff, we secured alternative funding to keep operations running. Quick action, right lenders, business saved.
Settlement Rescue
 Property Purchase Rescued Commercial property settlement at risk. Original finance fell through. We found alternative funding and saved the transaction from collapse, avoiding significant penalties.
Tax Debt Solution
ATO Debt Refinanced Helped multiple businesses refinance ATO debt into tax-deductible facilities. With ATO interest no longer tax-deductible, this strategy saves thousands annually.
Long-Term Partnership
From First Loan to Full Service Started with one equipment loan. Years later, handling commercial property, residential and business finance needs. One broker for all their lending - the way it should be.

Ready to
Get Funded?

No cost. No obligation. Just a straight conversation about your finance needs.
Get Your Finance Quote

Get Your Finance Quote